Terms and Conditions
- INTRODUCTION
Welcome to the Money Banque website. Money Banque, and affiliates provide access to their website(s) (“Site”) subject to the following terms and conditions of website use (“Terms of Use”). By accessing the Site and any pages thereof, you hereby consent to and accept the Terms of Use, including as they may change from time-to-time. Money Banque, N.A. and affiliates may change the Terms of Use at any time without notice and updated Terms of Use will be posted on this website. - RELATED PRODUCTS AND SERVICES
Money Banque and affiliates offer a variety of products and services on the Site. Such products and services are subject to applicable underlying agreements for such products and services. Site Terms of Use are intended to supplement underlying product and service agreements and such underlying product and service agreements control in cases of conflicting provisions. Not all products and services are available in all geographic areas and the terms and fees of such products and services may vary by geographic region. Product information is subject to change without notice. - ADDITIONAL DEFINED TERMS
The following terms are defined for the remainder of the Terms of Use. Money Banque– refers to Money Banque, and affiliates. Internet service provider – “ISP” refers to Internet service provider. - SOFTWARE AND HARDWARE REQUIREMENTS
To access the Site, you must obtain access to the Internet which involves computer hardware (e.g., computer, modem) and software (e.g., web browser) requirements. You are solely responsible for any fees and charges related to your access to the Internet, including but not limited to any ISP fees, telephone charges and cellular provider charges. Certain segments of the Site require additional hardware and/or software to effectively use the Site and to sign up for various products and services online. Adobe® Acrobat Reader is also needed to view statements online and to agree to some products and services online. Money Banque requires you to use a web browser that supports adequate security measures which includes the use of Secure Socket Layer (SSL) encryption technology with 128 bit encryption, and such standards may change from time-to-time as determined by Money Banque. Money Banque recommends you use adequate anti-virus and anti-spyware software and that you keep such software current to help you avoid data compromise and related losses. You are responsible for selecting all systems, hardware and your ISP. You are also responsible for any defect, malfunction or interruption in service or security due to hardware failure, your choice of ISP and systems and computer services. Money Banque is not responsible for any computer virus or related problems that may arise with your use of the Site, products or services. Some services on the site may require you to have a telephone for OOBA (Out-of-Band Authentication) which provides additional, multi-factor authentication to help prevent unauthorized access. - LINKS TO OTHER SITES/WEBLINKING
The Money Banque Site contains a variety of web links to third-party websites. These links are provided as a convenience to you and such third-party websites are not under Money Banque control. Money Banque makes no representations or warranties as to the accuracy and information on or from other websites. Please be advised that the privacy policy and security policy of third-party linked websites are not that of Money Banque. - PRIVACY
No information communicated by Money Banque regarding its privacy policy statement alters, amends or creates any contractual relationship and does not constitute any type of warranty. The following information is supplemental privacy information pertaining to the Site environment. To serve you better, the Site was set up to capture your domain name and email address. By capturing this information, we will be able to provide you with updates to our Site, notify you of new products and services being offered and allow us to enhance our Site based on traffic trends. Money Banque Service Providers may use a “cookie” or similar text files on some pages of our Site and in our online advertising. A “cookie” is an element of data that a website can send to your browser, which may then store it on your system. A cookie helps a website to recognize whether or not you have visited the website before, allowing the browser to provide your information back to the server on subsequent visits. A cookie does not retrieve any data from your hard drive, does not carry computer viruses and does not reveal anything about you that you have not already revealed. You agree not to provide Money Banque with personal health care information on the Site, unless asked for such information by Money Banque. The Site is not intended for residents of countries other than the United States. Some services offered on or through the Site require you to provide an electronic mail address to facilitate provision of the service. If you provide us with an electronic mail address, Money Banque may use such electronic mail address to send to you communications, including marketing communications. If you would prefer not to receive marketing communications by electronic mail, such marketing electronic mail items will contain a method for you to opt-out of receipt of marketing by electronic mail from Money Banque. - SECURITY
Electronic mail over the Internet is not secure or confidential. Money Banque is not responsible for any damages in connection with electronic mail you send to Money Banque or electronic mail sent to you, at your request. - BOOKMARKS AND LINKING
You may create a bookmark in your web browser to the Site, but you may not create a link to the Site on any other publicly accessible website without the express written consent of Money Banque. - AGGREGATION
There are a variety of aggregation websites on the Internet that allow you to consolidate account information from various sources to be viewed on a website. If you choose to use an aggregator service, you should ensure that the aggregator company is reputable and has appropriate policies and practices to protect the privacy and security of information you provide and/or information they obtain access to pertaining to you. Money Banque does not have control over third-party aggregator policies and practices. - COPYRIGHTS, TRADEMARKS AND/OR RESTRICTIONS ON USE
Except were expressly noted, you acknowledge and agree that Money Banque, our services providers and/or our licensors own all rights to the Site and the content and works of authorship displayed on the Site, including without limitation photos, text, icons, source code, video, software, graphics and sound recordings (including how such information and materials are arranged on the Site). Such items are protected by copyright and/or other laws. You are authorized to view such information and materials on the Site only for your own informational purposes. You may not copy, distribute, disseminate, sell, reproduce, display, link to, license, create derivative works of or republish the Site or any portion of the Site for any commercial or public purpose without our prior express written consent. In addition, Money Banque or others (e.g., our licensors and/or Service Providers) as indicated also owns the trademarks, service marks, registered service marks or registered trademarks and logos (each referred to as “Marks”) which are displayed on the Site. You agree not to use such Marks without the prior express written consent of Money Banque or the indicated third-party that may own the Marks. You agree that except as expressly provided herein, Money Banque has granted you no license, rights in or rights to use any of the Marks; Money Banque and/or our Service Providers and licensors retain all rights to the Marks.
NOTE: In the DISCLAIMER and LIMITATION OF LIABILITY section, the term “Money Banque” encompasses our service providers. - DISCLAIMER
THE INFORMATION, MATERIALS AND SERVICES CONTAINED IN THE SITE, INCLUDING TEXT, LINKS, GRAPHICS OR OTHER ITEMS ARE PROVIDED “AS AVAILABLE”, “AS IS.” MONEY BANQUEMAKES NO WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, WITH RESPECT TO THE SITE AND SERVICES HEREUNDER, OR ANY RELATED SERVICE, OR THE FITNESS OF THE SITE AND/OR SERVICES FOR CUSTOMER’S USE. MONEY BANQUEHEREBY EXPRESSLY DISCLAIMS ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR IMPLIED WARRANTIES ARISING FROM A COURSE OF DEALING OR COURSE OF PERFORMANCE. NO ORAL OR WRITTEN INFORMATION GIVEN BY MONEY BANQUE, ITS EMPLOYEES, LICENSORS OR THE LIKE WILL CREATE A WARRANTY HEREUNDER. ALSO, MONEY BANQUEDISCLAIMS ANY AND ALL REPRESENTATIONS AND WARRANTIES, EXPRESS OR IMPLIED, WITH RESPECT TO THE SITE OR SERVICES PERTAINING TO NONINFRINGEMENT, SECURITY, ACCURACY, NON-INTERRUPTION AND FREEDOM FROM COMPUTER VIRUS. MONEY BANQUEDOES NOT WARRANT THE ACCURACY, COMPLETENESS OR ADEQUACY OF THE INFORMATION AND MATERIALS ON THE SITE. - LIMITATION OF LIABILITY
Except as otherwise expressly provided in this agreement or otherwise expressly provided by applicable law, rule, or regulation, you agree that neither we nor any entity or person who provides services or products to us (“Service Providers”) will be liable for any loss, injury, or damage, including, but not limited to, indirect, incidental, special, consequential, or punitive damages, whether under contract, tort, or any other theory of liability, arising out of or relating to any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus, line failure, or unauthorized interception or access to your communications with us, even if we or the Service Providers are aware of the possibility of such events. To the extent any law, rule, or regulation provides for us to be liable for any such loss, injury, or damage, but permits our liability to be limited or eliminated by agreement, this paragraph limits or eliminates our liability to the fullest extent permitted. - MISCELLANEOUS
Column headings are for informational purposes only and do not impact the meaning of the Terms of Use. You agree not to use the Site in any illegal activity or for the transmission of material that is harassing, unlawful, libelous, threatening, obscene or invasive of another’s privacy. Money Banque does not give tax or legal advice. Consult with your tax and/or legal advisor for information specific to your situation. You agree not to reverse engineer any content or process on the Site. - GOVERNING LAW
These Terms of Use are governed by and shall be interpreted under the internal laws of the nation of Sweden. - INDEMNIFICATION
You agree to indemnify, defend and hold harmless Money Banque and its respective directors, officers, employees, Service Providers and agents from and against all claims and expenses (including reasonable attorneys’ fees) arising out of your violation of the Site Terms of Use or misuse of the Site. - QUESTIONS
If you have any questions regarding the Site, please contact us immediately.
TRUST MB 