Privacy Statement

Last Updated: March 23, 2023

Please read this Privacy Policy carefully to understand how we collect, STORE, USE, SHARE, AND OTHERWISE process data and other information you provide us or is collected from you (which includes, WITHOUT LIMITATION, personal DATA and Personal Information as defined in applicable laws (collectively, “Personal Information”) in connection with your access to and use of the Website, Money Banque, and affiliates provide access to their website(s) (“Site”) subject to the following privacy related terms and conditions of website use (“Privacy Policy”). By accessing the Site and any pages thereof, you hereby consent to and accept the terms laid out in the Privacy Policy, including as they may change from time-to-time. Money Banque, N.A. and affiliates may change the Privacy Policy at any time without notice and updated Privacy Policy will be posted on this website.

Information We Collect

Information Provided at Registration

To access and use the Website, you must register by entering your first name, last name, title, ROLES, business email, business name, type of business, number of business locations, your phone number, and other information that assists in providing you with access to and use of the Website. This data is necessary for us to provide you with access to and use of the Website and to facilitate and complete transactions through the Website.

Payment Information

To facilitate processing payments, you need to provide a payment method and the following information: name, entity name, billing address, residential address, credit card or banking information, and such other applicable information as requested by our third party payment service. If your payment method information changes (e.g., card number, account number, routing number, expiration date, CVV), then our third party payment service may acquire additional information from you. This data is necessary for our third party payment service to process payments and donations for transactions through the Website.

Additional Information Provided Through the Website

Additional information may be requested and provided through the Website to facilitate transactions, which may include, but is not limited to, creation of a username and unique password and other information described in this Privacy Policy. This data is necessary to facilitate and complete transactions through the Website.

Review and Modification of Personal Information

You can review or modify the Personal Information previously provided at the registration site by editing your profile on the Website. You acknowledge that we will use reasonable efforts to delete user information when requested but that some residual information may remain because of backup files and deletion logs.

Information Collected Automatically

To provide functionality for and improve our Website, as well as to comply with our Terms of Use, we use cookies, analytics, and other tracking technologies to automatically collect certain information, including Personal Information. Information we automatically collect includes, without limitation, internet protocol (IP) addresses, internet browser type, characteristics of your device and software, domain names of your internet service provider, your precise or approximate geographic location as determined by the device you are using, a record of your usage of the Website, and the time of your usage.

We use cookies to process the information you provide and to facilitate transactions through the Website. Cookies are also used to help us track website traffic, so that we can improve our user experience and functionality of our Website and understand and save your preferences for future visits.  We may also use trusted third party services that track this information on our behalf.

Cookies are small files that, if you allow or enable, a website or its service provider can transfer to your device’s hard drive through your web browser that enables that website or service provider system to recognize your browser and capture and remember certain information.  You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your web browser settings. Each web browser is different, so review your web browser’s Help menu to learn the correct way to modify your cookies. Please note that if you disable cookies, some features of our Website will be disabled and may not function properly or may not be available to you.

Non-Personal Information

We collect, create and process de-identified and aggregated information and other non-Personal Information, which is not related to an identified or identifiable natural person (“Non-Personal Information”). You agree that Money Banque or its licensors and service providers, owns, without restriction, all Non-Personal Information and that you have no rights in or to any Non-Personal Information.

How We Use Your Data

We use data to:

  • create a sign on for access to the Website;
  • provide the Website;
  • process payments;
  • interact with users and provide users with customer service and technical support;
  • provide users with a tailored experience when using our Website;
  • enhance functionality of our Website;
  • verify user identity and enable means to protect data and other information against unauthorized access, loss, destruction, or alteration;
  • solicit user feedback;
  • identify usage trends and for data analytics;
  • determine the effectiveness of our promotional campaigns;
  • evaluate and improve our websites, products, marketing and your customer experience; and
  • send notifications pertaining to user requests or reservations.

Processing

We may process data for one or more of the following reasons:

  • a legitimate business interest, such as providing you with access to and use of the Website;
  • performing obligations pursuant to our Terms of Use; 
  • creating a contact list for distributors and retailers to connect with each other;
  • protect your vital interests or the vital interests of another person or entity;
  • compliance with a legal obligation; and/or
  • other specific purposes which you have requested or for which you have given consent to the processing of your data.

Marketing and Communications

From time to time your data may be used to contact you with Money Banque’s promotional materials, newsletters, marketing or other information that may be of interest to you based on your preferences. You may be contacted by the phone number or e-mail address you provide to us.  We may contact you in this way based on our legitimate interest in undertaking marketing activities to provide you with the most up-to-date information on our Website and other products and services you may be interested in based on your preferences. By using the Website, you agree to receive text messages and/or e-mails, whether from the Website, directly from Money Banque, or another user, related to service or customer support requests, and Money Banque’s promotional materials, newsletters, marketing, or other information that may be of interest to you based on your preferences.  Standard messaging rates may apply.  You further agree that:

BY ACCEPTING OUR TERMS OF USE (WHICH INCLUDES THIS PRIVACY POLICY) OR ACCESSING OR USING THE WEBSITE, YOU HEREBY PROVIDE US, AND OUR WEBSITE PROVIDERS, WITH EXPRESS CONSENT TO CONTACT YOU ON YOUR TELEPHONE, INCLUDING, BUT NOT LIMITED TO, LEAVING VOICE MESSAGES AND SENDING TEXT MESSAGES, AND TO SEND E-MAILS, WITH NOTIFICATIONS, INFORMATION, AND OFFERS RELATED TO US AND/OR THE WEBSITE, INCLUDING, BUT NOT LIMITED TO, NOTIFICATIONS PERTAINING TO NEWSLETTERS AND ADVERTISING, MARKETING, AND/OR PROMOTIONAL OFFERS. BY SUBMITTING A REQUEST OR INQUIRY FOR THIRD PARTY WEBSITES OR OTHERWISE INTERACTING WITH ANY THIRD PARTY THROUGH THE WEBSITE, INCLUDING, BUT NOT LIMITED TO, OTHER USERS, YOU HEREBY PROVIDE US, AND THE APPLICABLE THIRD PARTY, WITH EXPRESS CONSENT TO CONTACT YOU BY TELEPHONE, INCLUDING, BUT NOT LIMITED TO, LEAVING VOICE MESSAGES AND SENDING TEXT MESSAGES, AND TO SEND YOU E-MAILS, WITH NOTIFICATIONS, INFORMATION, AND OFFERS RELATED TO US, THE WEBSITE, YOUR USE OF THE WEBSITE, THE THIRD PARTY, AND THE THIRD PARTY WEBSITES. BY ACCEPTING OUR TERMS OF USE (WHICH INCLUDES THIS PRIVACY POLICY), ACCESSING OR USING THE WEBSITE, SUBMITTING A REQUEST OR INQUIRY FOR THIRD PARTY WEBSITES, OR OTHERWISE INTERACTING WITH ANY THIRD PARTY THROUGH THE WEBSITE, INCLUDING, BUT NOT LIMITED TO, OTHER USERS, YOU ARE ALSO EXPRESSLY AGREEING TO RECEIVE FUTURE CALLS, TEXT MESSAGES, VOICE MAILS, AND E-MAILS THAT DELIVER ADVERTISING AND TELEMARKETING MESSAGES THAT ARE GENERATED THROUGH AN AUTOMATIC TELEPHONE DIALING SYSTEM OR AUTO-DIALER, AND ARE CONSENTING TO RECEIVING MESSAGES THAT COME VIA AN ARTIFICIAL OR PRE-RECORDED VOICE MESSAGE OR THAT COME IN THE FORM OF A MASS TEXT MESSAGE MAILER. THE TERMS OF THIS PROVISION ARE NOT A CONDITION OF YOUR REGISTRATION FOR, OR USE OF, THE WEBSITE. THIS PERMISSION CONSTITUTES PRIOR EXPRESS WRITTEN CONSENT UNDER THE TELEPHONE CONSUMER PROTECTION ACT. THIS CONSENT APPLIES EVEN IF YOU ARE CHARGED FOR THE CALL UNDER A PHONE PLAN. YOU ACKNOWLEDGE AND AGREE THAT MESSAGE AND DATA RATES (FOR EXAMPLE, FROM YOUR NETWORK PROVIDER) MAY APPLY. YOU ARE RESPONSIBLE FOR ANY CHARGES THAT MAY BE BILLED BY THE COMMUNICATIONS CARRIERS.

Information Sharing and Disclosure

We share your data with other users and other trusted third parties who assist us in operating and providing our Website, and to provide the services offered on our Website. We may also share your data when we believe sharing is necessary to comply with applicable law, enforce our policies (including, without limitation, our Terms of Use), or protect our or others’ rights, property, or safety.

Third Party Website Providers

We may share your data with third party service providers to provide and improve the Website, facilitate services through the Website, process payments, analyze use of our Website, perform database management, perform analytics, and produce statistics on the Website, or deliver other requested services and features to you. These third party service providers may include, but are not limited to, payment processors, internet service providers, hosting providers, Website developers, and cloud computing providers. These third party service providers are contractually bound to only process the limited data we provide them to perform specific tasks at our direction. These third party providers are bound to maintain the data they receive from Money Banque in accordance with this Privacy Policy.

Other Third Parties

We may also share your personal information by selling it to third parties, subject to your right to opt-out of those sales. Our personal information sales do not include information about individuals we know are under age 18. In the preceding twelve (12) months, Money Banque has not made any disclosures or sales of personal information to third parties.

Subsidiaries and Affiliates

We may share your data with Money Banque’s subsidiaries and/or affiliates for purposes consistent with the Terms of Use. Our subsidiaries and affiliates are bound to maintain the data they receive from Money Banque in accordance with this Privacy Policy.

Business Transfers

From time to time, Money Banque may buy or sell assets or businesses. In the event of a corporate sale, merger, reorganization, dissolution, or similar event, data may be part of the transferred assets. You acknowledge and agree that any assignee or other successor to Money Banque (or Money Banque’s assets) will continue to have the right to use your data and other information in accordance with the terms of the Terms of Use, including this Privacy Policy. If the privacy policy of any such assignee or successor will apply to your data, we will notify you before your data is transferred and becomes subject to a different privacy policy.

Legal Requirements

As we may determine in our sole discretion, we may disclose data if required to do so by applicable law, including, without limitation, responding to a subpoena or request from law enforcement, court, or government agency, or in the good faith belief that such action is necessary to (i) comply with a legal obligation, (ii) protect or defend our rights, interests or property or that of third parties, (iii) prevent, investigate, or identify possible wrongdoing in connection with the Website, (iv) act in urgent circumstances to protect the personal safety of customers, users, or the public, or (v) protect against legal liability. Unless restricted by applicable law, we will inform the applicable user of such request before sharing the data.

Non-Personal Information

Because Non-Personal Information cannot be used to personally identify you, we may share such information for any lawful purpose.

Your Rights Regarding Your Data

In some jurisdictions, you may have the right to request (i) what data we collect, store, use, share, or otherwise process, (ii) rectification of inaccurate data, (iii) erasure/deletion of your data, (iv) restriction on the sharing or other processing of certain data, and/or (v) that your data be transferred. According to the law of certain jurisdictions, you may also have the right to (i) object to our processing of your data, (ii) withdraw your consent to our processing of your data, (iii) opt-out of the sale of your data, and/or (iv) not receive discriminatory treatment for the exercise of your applicable privacy rights. However, due to the inherent necessity of data for the operation of the Website, you understand and agree that the erasure of, or withdrawal of your consent for us to process, your data may mean some features of our Website may not function properly or may not be available to you and that any such deficiency in the Website caused by such exercise of your privacy rights is not a result of discriminatory treatment for the exercise of your applicable privacy rights. 

To exercise your applicable rights at any time, reach out to use through the Contact Us page.